Financial Advice

Buy & Own a Home

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Finding or Financing? What Comes First?

It’s easy to get excited about shopping for your next home, but without knowing what you can afford, you could waste valuable time and miss out on great opportunities. Getting prequalified for your mortgage can speed your home search and improve your chances that your offer will be accepted.

Mar 29, 2019

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Busting the 20% Down Myth

It’s no longer a hard and fast rule that you need to save 20% before you can buy a home. In today’s mortgage environment, you can buy a home with as little as 3% down.

Mar 8, 2019

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Five Design Ideas For Central Texas Backyards

With around 230 sunny days a year, outdoor living is a way of life in Central Texas. That’s why Central Texas homeowners never dream small when it comes to our backyards.

Nov 23, 2018

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Five Family Nights to Love in Your New Home

When you open the door to your new family home, you open the door to a new era of family memories. That means countless living room laughs, fun-filled birthday parties, and of course, unforgettable evenings with your favorite people. ​

Jul 11, 2018

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Qualifying for Special Home Loans

Did you know there are special loan programs just for veterans and community heroes? These special loan programs can provide significant savings for qualified applicants.

Jun 22, 2018

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Five Themes for the Spare Bedroom of Your Dreams

While that spare room offers a blank canvas for entertainment and rejuvenation, it’s also a ripe opportunity to roll in some extra dough.

May 21, 2018

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Four Crucial Questions to Ask Before Buying a Home

Ask yourself these four crucial questions before you commit to buying a home.

Mar 14, 2018

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Why First-Time Home Buyers Need an Agent

Hiring a real estate agent is a very wise decision for first-time home buyers. Consider these five reasons why.

Feb 21, 2018

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Making Home Ownership a Reality

UFCU staff and referral partners worked together to help 2,993 Members buy or refinance a home in 2016. Learn why the Austin Business Journal has named UFCU Mortgage Services the largest mortgage lender in Austin for two consecutive years now.

Dec 20, 2017

Couple moves a sofa into their new house.

Are You Ready for Home Ownership? Four Ways to Know

It’s not always obvious for first-time home buyers when the time is right to make that big purchase. If home ownership is something you’re working toward, here are four ways to know if you’re really ready.

Dec 14, 2017

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Home Ownership — The American Dream Lives On

While the housing crisis did impact the desire to own a home, it did not have a long-term effect. The American dream of owning a home lives on.

Jun 28, 2017

A basic set of tools will help you deal with what comes your way on your new property.

Ten Tools for First-Time Home Buyers

Do you have a list of projects you want to tackle in your new home? Here are the basic tools you’ll need to get the job done.

Dec 21, 2016

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Don’t Assume You Can’t Afford to Buy

Owning your own home might feel like a “someday” dream, but what if the smartest time to buy is today?

Jul 21, 2016

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Some Things in Life are Free

Instead of paying rent every month, you can put down roots and enjoy the future payoff.

Jul 21, 2016

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Outsmart Rent Increases for Good

Renting is a commitment to paying more and more in housing costs each year, as inflation and growth drive rents higher.

Jul 21, 2016