it all starts with u

Drive your future with an auto loan rate as low as 4.99% APR.1

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Credit Coach2 now in Digital Banking
Enjoy real-time access to your credit score, personalized tips to improve it, and alerts all in one place.
Your Home. Your Future.
Let our local experts help you find the right mortgage for you and your unique situation.

Rates with U in Mind

Rates and terms subject to change.

60 Month
3.75% APY
1 to 48 Months
4.99% APR
as low as
9.49% APR

Personal Loans

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Home Loans

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Zero Fees. Zero Fuss.

No minimum balance, no monthly fees, and access to 50,000+ fee-free ATMs because managing your money should feel sweet.

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Your Card. Your Choice.

Enjoy all the benefits of a UFCU Checking with a debit card that shows off your school spirit.

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Open a Plus Checking Account

Earn a Bonus Dividend up to 2.25% APY on your first $10,000, plus extra premium perks.

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Advice U Can Trust

We’re here with tips to empower you to make informed financial decisions.

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Breaking Cycles, Building Futures

Caleb grew up facing financial hardship, but through support from UFCU, he transformed his credit, his stability, and his future.

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Get a Head Start on Taxes

This table lists and explains the documents you might need from UFCU, and where to find them.

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Transfer Options

Zelle®, Non-Member and Member transfers, free online Bill Pay, and more.

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Be Brave and Budget

8 budget tips to help you make the most of your money.

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1 APR = Annual Percentage Rate. Subject to credit eligibility. Certain restrictions apply. Rates subject to change.

2 Members must be 18 years of age or older with a valid Social Security Number. Credit monitoring services are provided through our partnership with Credit Coach.