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Drive your future with an auto loan rate as low as 4.99% APR.1

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Rates with U in Mind

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Rates and terms subject to change.

Certificates
60 Month
3.75% APY
Auto Loans
1 to 48 Months
4.99% APR
Credit Cards
as low as
9.49% APR

Personal Loans

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Home Loans

Down Payment Assistance of Up to 5%

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Celebrate with Rewards

Earn up to 2.25% APY with a Plus Checking account when you make 20+ card purchases per month.

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Your Card. Your Choice.

Enjoy all the benefits of a UFCU Checking with a debit card that shows off your school spirit.

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When you open an account at UFCU, you become a Member — not just another account number.

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Advice U Can Trust

We’re here with tips to empower you to make informed financial decisions.

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Breaking Cycles, Building Futures

Caleb grew up facing financial hardship, but through support from UFCU, he transformed his credit, his stability, and his future.

Read His Story

Supporting Our New Neighbors

UFCU is eliminating outstanding student lunch debt across both Pearland ISD and Alvin ISD.

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Transfer Options

Zelle®, Non-Member and Member transfers, free online Bill Pay, and more.

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Be Brave and Budget

8 budget tips to help you make the most of your money.

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Upcoming Events

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  • Setting and Reaching Financial Goals in 2026

    Online
    Read More

  • Gaining Control of Your Spending

    Online
    Read More

  • 2026 Annual Meeting and Election of Directors

    UFCU Plaza Event Center
    Read More

Mobile Branch Schedule

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  • Pearland Branch Grand Opening

    Pearland Branch
    Read More

1 APR = Annual Percentage Rate. Subject to credit eligibility. Certain restrictions apply. Rates subject to change.