Articles
Knowledge Is Power
We’re here to advise.
Preparing for life’s changes and challenges is no easy task. We’re here to help you make smart financial decisions that push you to the next level of prosperity, and education is your best path to success.
Rely on us for honest, practical advice that can help you manage your money, invest and save, build good credit, buy a car or a home, and more. Whatever you’re striving toward, we’re here to help you get there.
The Latest Articles
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How To Grow Your Business with Confidence
Ready to take your business to the next level? This guide will walk you through essential business building strategies to help you grow with confidence. -
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How To Prepare for a Credit Union Business Loan
Feeling unsure about where to start or how hard it is to get a business loan? This guide will walk you through the key steps to get you loan-ready. -
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How to Build a Cash Reserve for Your Business
Cash reserves help you get through slow seasons and give you freedom when you want to test new ideas without relying on credit. They play a key role in improving your net cash flow. This guide outlines practical steps to help you build and maintain a cash reserve. -
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How to Start a Business in Texas
If you’re wondering how to start a business in Texas, you’re not alone. After creating a business plan, many entrepreneurs ask what to do next. This comprehensive startup checklist will guide you through every step. -
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How To Build and Improve Business Capacity
Building business capacity means preparing your organization to meet increased demand without compromising quality or efficiency. This guide explores how to assess your current business capacity and invest in strategies that position your business for scalable success. -
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A Guide to Choosing the Right Business Structure in Texas
Whether you’re launching a dental practice, marketing agency, or landscaping firm, your business structure affects everything from taxes to daily operations. -
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6 Ways UFCU Fights Fraud for U
UFCU uses AI and dark web surveillance to protect Members from fraud, saving Members $700K last year alone. Learn how to stay secure and informed. -
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U Can Be a Cybersecurity Hero
Learn some fundamental online security tactics you can use to help protect yourself against threats online. -
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How Working Capital Loans Can Boost Your Business
High-interest debt can drain your business’s momentum. Learn how UFCU Working Capital Loans help business owners refinance, reduce payments, and reinvest in growth. -
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Can U Borrow Money for a Down Payment?
Discover five strategies to borrow money for a down payment on a home, including home equity, personal loans, retirement funds, and down payment assistance programs. -
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Your Guide to Hurricane Preparedness
Learn how to prepare for a hurricane with this comprehensive Hurricane Preparedness Guide from UFCU. Discover hurricane planning and safety tips for before, during, and after a storm. -
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When Is the Best Time to Buy a Used Car?
Learn the best times to buy a car, including winter months and specific holidays, to maximize savings. Get tips on planning, research, and flexibility for the best deals. -
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The 2025 Social Security Fairness Act, Explained
The 2025 updates to Social Security laws bring significant benefits for public sector workers, teachers, firefighters, and police officers. Ensure your information is current with the SSA to maximize these advantages and secure a brighter retirement future. -
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5 Things to Know Before You Buy Your First Home
Buying your first home is a huge milestone. Planning ahead can help you achieve the dream of homeownership. Consider these five essential tips to help you navigate the process smoothly, including budgeting, saving, searching, and more. -
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Four Reasons Why Auto Insurance Is Critical
When it comes to driving without insurance, are the risks worth it? Here are four reasons you should never get behind the wheel without auto insurance. -
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Self-Defense Against Scammers
Be wary of emails and texts that ask you to share sensitive information. Remember: If UFCU calls asking for your login details, it’s not really us. Learn to defend against scammers. -
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How to Start Budgeting: Essential Steps for Financial Success
Creating and adhering to a budget might seem challenging, but it’s one of the best steps you can take to stay on top of your finances. -
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Car Shopping? Here’s How to Drive Away Happy
Are you ready to buy a new car but dreading the car shopping process? Our five-step D.R.I.V.E. Method can turn your car buying into fun, and help you drive away happy in the perfect vehicle for you.
