Money Market
Flexibility to Earn with Total Liquidity
Your money is always available.
A UFCU Money Market account1 offers high-yield, short-term savings that earns interest while giving you access to your funds without penalty at any time.
You’ll need $2,500 to open an account, and tiered-rate earnings pay you more as your balance grows.
Ideal for Higher Yield, Short-Term Savings
A Money Market Account lets you maximize your earnings at a higher rate than a regular savings account while accessing your funds anytime without penalty. Keep access to your funds when you need them through Online Banking and the Mobile app.
Your funds are safe with NCUA federal deposit insurance, which covers up to $250,000 per individual depositor.
Get paid more as your balances grow, thanks to our tiered rates.
Qualifying accounts can earn a higher dividend with our Bonus Dividend option: Earn more on balances less than $10,000 in Money Market Share deposits. We’ll automatically apply your bonus dividend rate when you perform at least 10 qualifying checking account transactions in a single month, including debit card purchases.
Rates
| Money Market Tier | Rate | APY Range | APY Range (with Bonus Dividend)* |
|---|---|---|---|
| $0 to $10,000 | 0.010% | 0.01% | 0.01% |
| $0 to $10,000 w/ Bonus Dividend * | 0.060% | 0.06% | 0.06% |
| $10,000 to $49,999.99 | 0.150% | 0.01-0.12% | 0.06–0.13% |
| $50,000 to $99,999.99 | 0.499% | 0.12-0.31% | 0.13-0.32% |
| $100,000 to $499,999.99 | 0.995% | 0.31-0.86% | 0.32-0.86% |
| $500,000 to $999,999.99 | 2.472% | 0.86-1.68% | 0.86-1.68% |
| $1,000,000 and Greater | 3.203% | 1.68-3.25% | 1.68-3.25% |
FAQs
Related Products and Services
Plus Checking Account
The Plus Checking Account earns dividends and other extras. The monthly fee is automatically waived when you meet the requirements.
Investing Available Through LPL1
Discover reliable financial resources at UFCU. Speak with a LPL advisor today to create a solid financial plan and begin preparing for a bright tomorrow.
1 Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. UFCU and UFCU Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using UFCU Investment Services, and may also be employees of UFCU. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, UFCU or UFCU Investment Services. Securities and insurance offered through LPL or its affiliates are:
Not Insured by NCUA or Any Other Government Agency
Not Credit Union Guaranteed
Not Credit Union Deposits or Obligations
May Lose Value