Articles
Knowledge Is Power
We’re here to advise.
Preparing for life’s changes and challenges is no easy task. We’re here to help you make smart financial decisions that push you to the next level of prosperity, and education is your best path to success.
Rely on us for honest, practical advice that can help you manage your money, invest and save, build good credit, buy a car or a home, and more. Whatever you’re striving toward, we’re here to help you get there.
Manage Your Finances
-
![]()
How Budgeting Can Help You Enjoy College Without Debt
Have you ever wondered how to get through college without debt? Here are a few steps that will help you to do just that. -
![]()
Three Tips to Skip Living Paycheck to Paycheck
Many workers feel their earnings barely stretch to their next paycheck, but there are ways to make your income last longer. -
![]()
Three Tips to Conquer Irregular Expenses
Do you struggle to come up with the cash to pay for your insurance premiums, taxes, or other periodic expenses? If so, you’re not alone. When you pay for something only once or twice a year, it’s more challenging to budget for it successfully. But a little planning can go a long way. Follow these three easy tips to make paying for periodic expenses easier. -
![]()
What’s the Best Option: Cash, Debit, or Credit?
Making a conscientious decision about when to us cash or debit versus credit should be an intentional part of your financial strategy. Here are some reasons why. -
![]()
Understanding Payday Loans and Three Better Options
Some people consider taking out a payday loan when they need cash fast, but think twice. Payday loans are the most expensive way to borrow money, and they can trap you in a cycle of debt. Learn how they work, and get three better options. -
![]()
Mobile Banking — Fast, Convenient, and Secure
With mobile banking, you can securely manage your money right from your smartphone or tablet with a quick tap of your finger. -
![]()
UFCU Your Way — Whenever Your Money Is On Your Mind
Learn all the ways to manage your money at UFCU, including Mobile Banking, Online Banking, automated Phone Banking, drive-thru service, ATMs, lobby appointments, or talking by phone with a Member Services representative. -
![]()
On the Move — UFCU Your Way
Learn about the convenience mobile banking provides and how you can get started. It’s quick, easy and gives you access to your money anytime, anywhere. -
![]()
From Desk to Done — UFCU Your Way
Whether you have a spare five minutes while working at your laptop or just a moment at your computer, Online Banking is an easy, convenient, and safe way to get your banking done, whenever your money is on your mind. -
![]()
Why Staycations Are Cooler Than You Think
Traveling somewhere for a vacation can sometimes be more of a headache than it’s worth. Stay home instead. -
![]()
Six Financial Tips to Start the Year Off Right
Are you on track to achieve your financial goals in 2018? Here are 6 tips to help you stay on course. -
![]()
Three Financial Strategies for Every Grad
It can be difficult for new college graduates to determine just how to prioritize their financial goals. Even though individual life circumstances are different for everyone, all grads would benefit from employing these three financial strategies as they embark on their journeys toward adulthood and financial independence. -
![]()
Three Steps to Less College Debt
Many college students take on significant debt in the form of student loans, consumer loans, or credit card debt. With a little planning and a proper budget, however, you can get through college with little debt, and possibly even some savings. Consider these steps for putting yourself on a path toward more savings, less debt, and better overall financial health. -
![]()
Our Representatives Are Standing By — UFCU Your Way
While you can almost always manage your finances achieve most of your banking needs remotely, sometimes you need to talk to a representative. Learn the circumstances under which a phone call is your best bet. -
![]()
Avoid Holiday Delays — Manage Your Money in Every Season
Official holidays can mean a day off for your financial institution, so be sure to add getting your banking done early to your list of holiday preparations. Get tips for managing your finances in every season. -
![]()
Managing Daily Finances Together — Is a Joint Account Right for You?
How do individual and joint bank accounts differ? Many people consider getting joint checking or savings accounts for shared expenses. Joint accounts have advantages, but there are also down sides. Learn the pros and cons of each before you decide what’s right for you. -
![]()
Control Spending
No matter your current financial situation, spending your money wisely makes sense. Being intentional about your money helps you use it on things that really matter to you. Follow these simple tips to set up and stick with your budget. -
![]()
Navigate Financial Stress
Financial stress impacts everyone. It doesn’t have an income or age limit, and we all go through it at some point in our lives. Fortunately, there are strategies to help prevent and reduce financial stress.
