Articles
Knowledge Is Power
We’re here to advise.
Preparing for life’s changes and challenges is no easy task. We’re here to help you make smart financial decisions that push you to the next level of prosperity, and education is your best path to success.
Rely on us for honest, practical advice that can help you manage your money, invest and save, build good credit, buy a car or a home, and more. Whatever you’re striving toward, we’re here to help you get there.
The Latest Articles
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Home Equity Loan Basics
Determining whether it’s best to refinance or to obtain a home equity loan is very complicated and depends on many factors. Let us guide you through what to consider and why. -
Handling ARM Rate Increases
If you, like many others, are struggling with monthly payments on an Adjustable Rate Mortgage that has re-set to a higher rate, there are options you can take to alleviate the pain. -
What is Mortgage Insurance?
Many homebuyers confuse mortgage insurance and mortgage life insurance. Mortgage insurance protects the lender from the additional risk associated with low-down-payment loans. -
What is Title Insurance?
If this is the first time you’ve bought a home, you may be wondering what title insurance is, and if you really need it. We’ll break it down so you can make an informed decision. -
Getting a Mortgage Approval
Get some guidance on the mortgage application process, including the lowdown on what information you’ll need for the application and what conditions apply to certain requirements. -
Understanding Mortgage Types
Today’s homebuyer has a virtual smorgasbord of financing options. Before committing to a mortgage, research what’s available to you and which loan type makes the most sense for your situation. -
Working with Real Estate Agents
Purchasing a home is likely the single largest investment you will make in your lifetime. A good agent can provide valuable insight, information and interpretation of the information involved. -
Building Your Credit History
To establish credit individually for the first time, start small and build up. Apply for a small amount of credit at a financial institution or even at a department store, but do some research first. -
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Four Crucial Questions to Ask Before Buying a Home
Ask yourself these four crucial questions before you commit to buying a home. -
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Five Themes for the Spare Bedroom of Your Dreams
While that spare room offers a blank canvas for entertainment and rejuvenation, it’s also a ripe opportunity to roll in some extra dough. -
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Qualifying for Special Home Loans
Did you know there are special loan programs just for veterans and community heroes? These special loan programs can provide significant savings for qualified applicants. -
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Five Family Nights to Love in Your New Home
When you open the door to your new family home, you open the door to a new era of family memories. That means countless living room laughs, fun-filled birthday parties, and of course, unforgettable evenings with your favorite people. -
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How to Get a Great Deal at a Dealership
Buying a new car can be an exciting time. Just the idea of having a new car, the test drive, the new car smell — it’s something a lot of us gear up for. Here are four tips to help you shop for a car with confidence, get the best deal possible on your loan, and walk away from the dealership satisfied. -
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Purchasing a Used Vehicle, Post-Disaster
Any time a natural disaster strikes, the effects can be far-reaching and long-lasting. Consider these five ways you can be sure you’re making a smart choice for you when selling or purchasing a vehicle after a disaster. -
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Seven Reasons to Buy a Used Car
Previously owned vehicles can be a great value and a great choice for your next car purchase. -
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Eight Reasons to Buy a New Car
Final purchase price is just one factor of many to consider when buying a car. There are many reasons to consider buying a new car instead of a used car. -
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The Truth About “No Haggle” Car Deals
You may have heard of bundling your insurance policies, but have you done it yet? If you’re still not sure, consider these three reasons to bundle your insurance policies. -
Checked Your Credit Report Recently? Four Reasons to Do It Now
Why should you keep an eye on your credit report? Because it can have a significant effect on your financial health.
