Articles
Knowledge Is Power
We’re here to advise.
Preparing for life’s changes and challenges is no easy task. We’re here to help you make smart financial decisions that push you to the next level of prosperity, and education is your best path to success.
Rely on us for honest, practical advice that can help you manage your money, invest and save, build good credit, buy a car or a home, and more. Whatever you’re striving toward, we’re here to help you get there.
The Latest Articles
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What’s the Best Option: Cash, Debit, or Credit?
Making a conscientious decision about when to us cash or debit versus credit should be an intentional part of your financial strategy. Here are some reasons why. -
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Understanding Payday Loans and Three Better Options
Some people consider taking out a payday loan when they need cash fast, but think twice. Payday loans are the most expensive way to borrow money, and they can trap you in a cycle of debt. Learn how they work, and get three better options. -
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Mobile Banking — Fast, Convenient, and Secure
With mobile banking, you can securely manage your money right from your smartphone or tablet with a quick tap of your finger. -
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UFCU Your Way — Whenever Your Money Is On Your Mind
Learn all the ways to manage your money at UFCU, including Mobile Banking, Online Banking, automated Phone Banking, drive-thru service, ATMs, lobby appointments, or talking by phone with a Member Services representative. -
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On the Move — UFCU Your Way
Learn about the convenience mobile banking provides and how you can get started. It’s quick, easy and gives you access to your money anytime, anywhere. -
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From Desk to Done — UFCU Your Way
Whether you have a spare five minutes while working at your laptop or just a moment at your computer, Online Banking is an easy, convenient, and safe way to get your banking done, whenever your money is on your mind. -
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How to Explain Money to Kids
Money is a pretty complex concept, if you think about it. We recommend talking to children about money at a young age, to set them on a journey to financial well-being sooner rather than later. -
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Four Reasons to Focus on Saving over Spending
If you’re not sure, consider these four reasons why choosing to save money instead of spend it can really pay off in the end. -
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Get Savings Savvy
One of the great benefits of being a UFCU Member is having access to a wide range of savings options. But how do you know which strategy is best for you? Here’s a primer on UFCU savings options to help you make the most of your investments. -
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Why Staycations Are Cooler Than You Think
Traveling somewhere for a vacation can sometimes be more of a headache than it’s worth. Stay home instead. -
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Six Financial Tips to Start the Year Off Right
Are you on track to achieve your financial goals in 2018? Here are 6 tips to help you stay on course. -
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Three Financial Strategies for Every Grad
It can be difficult for new college graduates to determine just how to prioritize their financial goals. Even though individual life circumstances are different for everyone, all grads would benefit from employing these three financial strategies as they embark on their journeys toward adulthood and financial independence. -
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Three Steps to Less College Debt
Many college students take on significant debt in the form of student loans, consumer loans, or credit card debt. With a little planning and a proper budget, however, you can get through college with little debt, and possibly even some savings. Consider these steps for putting yourself on a path toward more savings, less debt, and better overall financial health. -
Buying a Home: The Basics
Read our simple roadmap for buying your first home: how to prioritize the process, calculate what you can afford, work with real estate professionals and narrow down your search. -
Buyer Beware
Purchasing can put you on the radar for unwanted solicitations. Learn about the most common solicitation types and what you should do about them. -
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Buying vs. Renting
This video discusses several important factors to consider when choosing which option is right for you. -
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It’s a Great Year to Buy a House
You might be surprised at how affordable mortgage payments can be at current rates—they may even be comparable to the rent you’re paying now. -
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Get Homegrown Wisdom Before Buying Your First Home
You know those moments—the ones when you realize that your parents were right? Make them work in your favor when you’re considering buying your first home.
